The Republic Of South Africafrica Essays - , Term Papers

The Republic Of South Africafrica The Republic of South Africa By John Wendell September 27, 2000 The Republic of South Africa has had an interesting history. The country gained it's independence from Great Britain on May 10, 1910. At that time the country was a struggling agricultural nation, and now it is a semi-industrialized nation. South Africa is slightly less than twice the size of Texas and has a population of 43,421,021 person, With about 15 million economically active in the work force, the unemployment rate is about 30%. The country started of as predominately agricultural with 1,219,912 sq. km of land. They use 67% of the land as pastures, 10% is arable land, 1% is crops, and 7% is forests and woodland. The environmental hazards are that there are prolonged drought which can be very devastating to the economy and to the people because of starvation. A main natural concern is that South Africa has a lack of important rivers and lakes which require extensive water conservation and control measures. The land is rich in mineral resources such as chrome, platinum, uranium, coal, manganese, phosphates, and iron. South Africa leads the world in production of gold, gem diamonds, antimony, and vanadium. The climate of South Africa has an effect on the crops which the country can grow. The climate is mostly semiarid, and it is subtropical along the east coast. The main agricultural products are corn, wheat, sugarcane, fruits, and vegetables. The main livestock products are beef, poultry, mutton, wool, and dairy products. The economy of South Africa is pretty good for a developing nation. The country is middle income, with an abundant supply of natural resources. The household income or consumption by percentage shows that the lower 10% account for 1.4% of the people, and the higher 10% account for 47.3% of the people. The country has a well developed legal, communications, financial, energy, and transportation section. It also has a stock exchange that ranks in the top ten largest in the world. Also it has a modern transportation infrastructure that is uses to transport goods to the many major urban centers throughout the country. The county has gone through some major industrialization over the years. The countries industrialization was fueled by the discovery of gold and then diamonds. The GDP (Gross Domestic Production) is divided such as 5% is agricultural, 35% is industrial businesses, and 60% is service businesses. South Africa exports such commodities as gold, diamonds, other metals and minera ls, machinery and equipment. Over all, South Africa has come a long way from the way it was in 1910. The standard of living is increasing and the people are doing better for themselves. Geography

Role of Future Insurance Industry in Pakistan Essays

Role of Future Insurance Industry in Pakistan Essays Role of Future Insurance Industry in Pakistan Essay Role of Future Insurance Industry in Pakistan Essay The insurance business in Pakistan and I would prefer to do describe it as a business rather than an industry is an interesting application of this paradox. Over the years, the fatalism enjoined by Islam has been underwritten by a more pragmatic mechanism, which has offered various degrees of financial protection on the assumption that whereas it may be advisable to submit unquestionably to the will of God, one should not necessarily be out of pocket as a result. Fatalism tempered by pragmatism, therefore, can be regarded as recurring attributes of the insurance business in Pakistan, even from the very first green days of our Independence. When Pakistan was established in 1947, there were 77 insurance companies in all. Today there are 52. In 1947, 70 of those 77 companies were foreign companies and/or their branches. Today there are 10. The seven local companies have 47 years later become 42, and might have been more had 32 of them not been nationalised on March 18, 1972, when their life insurance business was brought into the public sector, and consolidated under the aegis of the State Life Insurance Corporation of Pakistan. Today, Pakistan has 52 companies conducting general business. They offer primarily Fire, Marine, Motor and Accident cover. The composition of general insurance business is Understandable, considering the lack of sophistication of our domestic environment. In 1993, Fire (including-Profits) accounted for 32. 2 per cent of the Gross Direct Premiums, Motor for 33. 1 per cent, Marine (including Hull) Premiums for 23 per cent and Accident (including Engineering) for 11. 7 per cent. The concentration of business amongst the insurers themselves presents a curiously disjointed picture. The 10 foreign companies have only a 10. 5 per cent share of the Gross Direct Premiums, and of the 41 Pakistani companies operating in the market, 35 of them share 18 per cent of the business, while only 6 companies command and control 71. per cent of the general business. What these companies share in common, though, is an obligation (an onerous one according to some) to reinsure a mandatory 20 per cant (it used to be 30%) of their insurance business with Pakistan Insurance Corporation (PIC), which was established in 1952 to provide reinsurance facilities within Pakistan and overseas, and to develop the insurance by offering technical and expert advice. PIC has grown substantially since 953, with its Gross Premium Income in the last five years being above the 1 billion mark. Its overall profitability has wavered, falling from an all time high of Rs. 119 million in 1991 to below Rs. 50 million in 1991. Apart from this obligation to reinsure with PIC, the general insurance companies are left largely to themselves and expected to be self-regulatory. Their Fire, Motor, Workmens Compensation and Marine classes of business are governed by a Tariff which is determined by themselves through their Insurance Association. Their maximum statutorily approved agency commission rates of 15 per cent for Marine business and 20 per cent for Non-Marine business have become more gentlemanly statements of intent than rigorously enforced standards. In their business, insurance companies are monitored by the Controller of Insurance, an administrative arm not of the Ministry of Industries but of the Ministry of Commerce. They are regulated by Insurance Rules of 1958, approved in the same year as the distant Martial Law coup of Ayub Khan. And they are governed by a law the Insurance Act of 1938, promulgated a year before the outbreak of the Second World War. To fatalism and pragmatism, one should perhaps therefore add the world Archaism, for no sector of Pakistans financial services market stands so deeply mired in its past, nor has as much need for deregulation and modernisation, if it is to prepare itself for the future. than the insurance business sector in Pakistan. There is no equivalent to the Companies Ordinance 1984 in the insurance sector. There is no appropriate counterpart to the Corporate Law Authority, to give an impetus to its development or to safeguard the interest of the public. The recent spectacular growth in the financial services sector, in my opinion, was no accident. It was the direct fertile result of an environment made receptive by regulated incentives and governmental initiative. Can the insurance business of Pakistan achieve the same sort of success? I cannot see why not. What than should be the direction of the insurance sector? What should be its role? An attempt was made seven years ago to answer these questions when, in 1987, a Government Commission was constituted to diagnose the malaise in the insurance sector. The report, submitted to the Government three years later, identified some of its more reprehensible practices for example, the methods used by insurance companies to obtain business particularly through banks, irregularities in settlement of claims, the indisciplined and unethical ractices of insurance surveyors, methods of rebating, commissions to agents, and discounts Whatever good that three volume report contained was interred with its bones; the evils it hoped to exercise continued to live long after it. More recently, last year in August 1993, another review took place when, in an Overview of the Insurance Industry by one of the leading brokerage houses, Khadim Ali Shah Bukhari Limited, the major problems were identified as: * Excessive Government controls * Compulsory reinsurance with PI C * High capital gains tax on investment gains Higher rate of tax on dividend income than 10% * Inaccessibility to public sector business, which is the domain of the National Insurance Corporation * Poor quality of manpower and limited training facilities It would be hard to question the justification for these complaints. It would be even harder to justify why the insurance companies have done so little to assuage them. If the future role of the insurance business sector is to grow and match the expanding requirements of Pakistans economy, there are key areas in which the insurance companies must themselves take the initiative. The first must be education. No one should be allowed to forget that insurance being a customer service oriented business, its success depends heavily on the quality and calibre of its personnel. In the United Kingdom, it was once considered enough for a new entrant into the business to have five GCEO levels and then spend his life within the same organisation learning the job on the job. Today, anyone wanting to make a career in Insurance should expect to be ready to tackle very focused courses, like those conducted by the College of Insurance in London. Apart from such foundation topics as Personnel Development Skills, Surveying and Risk Management, Reinsurance, Aviation and Marine, the students at the College are also offered such specialised subjects as European Law, the Use of Annual reports and Accounts for Errors and Omission Avoidance, Insolvency Rules and Regulations, and Financial Reinsurance and Derivatives. Insurance may have been a business by men; it is rapidly becoming one managed by women. An interesting aftermath of the second income phenomenon has been that in the United Kingdom, out of a total employment in the insurance usiness of almost 400,000 employed, 49. 3 per cent have been women. Another significant feature has been that 8 per cent are the total strength is self-employed. This emphasis on education, though needs to go beyond the potential or existing employees in insurance companies. Another audience whose knowledge of the insurance business should never be presumed but whose ignorance can have damaging cons equences is that of the lawmakers themselves. It took Great Britain over a century to recognise the significance of this advantage. Only as recently as 1991 was an All Party Parliamentary Group on Insurance and Financial Services formed to act as a bridge between the lawmaking MPs and a law-abiding industry. Without a better understanding of the business of insurance, should one honestly expect legislators to be able or equipped to promulgate sound and appropriate laws? And what about the laws themselves? Can there be legislation of any adequacy without an accepted definition of such simple but crucial words in a policy as theft, or flood, accidental bodily injury or reasonable steps to safeguard any property insured? Are we ourselves clear on what we all understand by Warranties, Responsibilities for Disclosure, Misrepresentations, and the Brokers responsibilities to his or her clients? Such legislative clarity is difficult to achieve but necessary to attain, for without such a suitable legal framework, and a regulatory environment which is both sensitive to and responsive to changes, the future growth of the insurance business in Pakistan will continue as before a blind perpetuation of arcane laws and the mindless repetition of previous practices. Can Pakistan afford such an addition to history? Can our insurance Industry avoid the responsibility for developing new products more attuned to the specific needs of our economy? The future of the insurance sector must connect with the permanent features of our economy. If we are still fundamentally an agrarian society, we have to expand crop, livestock and other such agrarian insurance schemes. The 1988 National Commission on Agriculture, incidentally, makes no mention of insurance anywhere in its 644 page report. If we are gradually expanding into an urban economy, we have to consider widening schemes which provide household and personal effects insurance. If we want to build our own motor cars to speed on our own multi-lane highways, we have to fashion policies which provide cover not simply for the vehicles, its passengers, third party liability, but also anticipate the responsibilities incumbent on highway authorities regarding the condition of the roads. If we want to maximise the safer and more efficient use of our railway system, we must encourage the Pakistan Railways to obtain cover for risks which are germane to their operations. Similarly, insurance cover of transport by road should not be left to the goodwill of the transporters, many of whom regard self-insurance, like rash driving, as the best form of protection. If we are veering towards industrialisation, products coverage should have to go beyond fire insurance of the factory and stocks Loss of profits insurance, safety standards, more open disclosure of actual replacement values, a fairer participation of the premium/risk are some of the more brittle realities businessmen will have to learn to accommodate. And if we are to have a population which is refusing to stop at 120 million, and is taking longer to grow older, clinical risk management will become continuing rather than occasional features of our economic society. Health insurance will become more than simply reimbursing medical bills. It could and must in time cover risks in obstetrics and gynaecology, health care management, managing financial risks like contract clauses and indemnities, drugs cases and claims associated with environmental hazards. And if we are a nation that attaches a value to the life and well-being of our citizens, a nation which advocates the work ethic, and a nation which encourages life insurance as a means of channelling savings into productive investment, the future role of the insurance sector both of Life and General will be a translation of these responsibilities and opportunities into productive action. The largest mobiliser of funds in the insurance market has been unquestionably the State Life Insurance Corporation of Pakistan. Since 1972, following the traumatic nationalisation of life business, SLIC has grown tremendously. Its premium income has increased from Rs. 316 million in 1973 the first year of its consolidation to Rs. 5 billion in 1994, equalling the total Gross Direct Premium of all the 52 companies in the general sector. SLICs investment portfolio grew from Rs. 1. 4 billion to Rs. 21 billion, and not surprisingly SLICs investment income has now become almost one-third of its total income. Its yield on Life Funds is about 14. 4 per cent which may explain why the new companies which have been granted permission to do life business are displaying an understandable hesitancy. Nothing is secret in the public sector, and certainly the use of SLICs funds over the years to finance Government has been no secret. SLICs portfolio consists primarily of Government securities. That in itself is not a problem. What one needs to identify is the impact on the Governments reliance upon SLIC as a resource, should SLIC be privatised to the point where its policies could be brought more in line with market imperatives and competitive investment options. It is already six years since the Insurance Reforms Commission was established. During this period, because of Deregulation and Privatisation, the whole financial services market has undergone an irreversible change. Further privatisation will bring about additional responsibilities, which means more costs, as insurance of commercial risks becomes no longer a matter of choice but an inescapable requirement. Businessmen of tomorrow will have to accept that insurance policies are not a chance talisman against calamities. Used prudently, they can be a resilient and reliable safety net, providing them and the economy with a level of confidence to take risks which are quantifiable and knowingly and prudently underwritten. In another six years Pakistan will be in the 21st century. No one would expect that all of the aspects of the insurance business whether legislative, regulatory or commercial will be in place by then. A reasonable expectation would be that significant steps would be taken to move in those directions. Talleyrand once said that war is much too serious a business to be left to military men. Similarly, perhaps, the future role of Insurance in Pakistan is too serious to be left only to insurance men. Its future lies in the hands of better informed legislators, more responsible insurance professionals, and perhaps most importantly of all, more discerning and demanding customers themselves. Collectively they can, and I am sure, will fashion the future role of the insurance sector in Pakistan.

Buying Essay

Buying Essay Buying Essay Buying Essay: Do Not Hesitate A lot of times no matter how hard you try you simply can not get something done or are constantly displeased with the results of your work. This also concerns the students, when they face the necessity of writing an essay and meeting all the requirements. Writing an essay requires good writing skills, and if you are not sure of yourself it is all right. Some people have good writing skills, others are good at speaking, and some people are good at economics, finance, and literature. You can easily find people who are skilled at writing. Everyone has his own advantages and talents. So, if you fall in the category of those, whose writing skills are not perfect, there is a solution of your problem buying essayfrom the custom writing service. You should not write an essay no matter how just to write it. And you should not let your grades fall only because of luck of needed skills, it is not fare. Successfully completing an essay, by the way, is not a sign that you know the subject. So, do not hesitate and use buying papers online. Buying Essay: Advantages If you buy your essay you can be absolutely sure to get your paper before your deadline. The format will be the one you need. So buying essay will save you from the important but boring and hard work, as writing several drafts and making researches. When you buy your essay or paper, you get excellent piece of writing. Plagiarism free report. Professional companies can honestly guarantee you, that the essay you will get is original, written especially for you. Also, it is properly edited and structured and follows citation and referencing guidelines. To buy an essay is as simple, as adding two and two: Buying Essay: Simple Steps Visit order page of the company you have chosen. Point the topic of your essay, state number of pages you need, the style you have to write in, also mention the peculiar details, which were provided to you. Leave your contact information. Choose the method of payment. Provide the information about your preferred payment method. Get your essay. When you get the paper, check it carefully to be sure that you are absolutely satisfied with it. Buying Essay: Writing Help If you do not want to spend your valuable time providing researches and brainstorming for ideas, work with us and you will get all the advantages of getting professional, excellent work. Popular posts: Reconstruction Term Paper Need Help Writing a Paper MLA Style Term Paper Islamic Religion Term Paper High School Term Paper

What are the most important parts of a financial statement for an Essay

What are the most important parts of a financial statement for an investor to look at when deciding on a long-term financial investment - Essay Example If an investor buys shares of a company whose profits have been deteriorating over the years then it is likely that the impact of the falling profits will also be reflected in the price of its shares. This will erode the value of the company’s shares and the investment will result in losses. For this reason a careful analysis of the financial statements is a must before taking a long position in the shares of the company. The investors must make investments from long term point of view as this gives them the power to exercise control over their investments. An intelligent investor must not focus on the short term movements in the market rather one should concentrate on intelligent selection (Bogle & Swensen, 2009, pp.40). Ideally the return on a long term investment should be 7% (Campbell et al., 2001). Stocks generally offer best possible returns over the long term (Bodnar, 2006, pp.121). For the period 1926 to 1998 the common stocks of large companies offered an annual return of 11.2 percent. When compared with other instruments it shows that the stocks offered a risk premium of 7.2 percent annually. Even though the returns earned on large cap and small cap stocks is higher as compared to other assets classes their returns are more volatile. The return on long term bonds issued by US government is 5.3 percent per year i.e. a real return of 2.2 percent. Though the returns on such bonds are less as compared to the stocks but their returns are comparatively less volatile when compared to volatility in stock returns (Reilly & Brown, 2002, pp.92). The financial statements comprise of- Income Statement, Cash flow Statement and Balance Sheet. Income Statement is an estimation of the profits incurred or losses suffered by the business over a specified period of time. Cash Flow Statement is a summary of the net cash position of the business. Balance Sheet is a summarized statement of the assets owned by the business and the liabilities owed by it. Using these

Advertising and Guerilla Advertising Effectiveness and Comparison Literature review

Advertising and Guerilla Advertising Effectiveness and Comparison - Literature review Example In the process, there are complicated underlying theoretical constructs which play a part in the persuasive process. The message is partially dependent upon graphic design, and psychoanalytic theory is also important. Psychoanalytic theory can help explain persuasion, because it explains how the human psyche decodes and deconstructs ads. Moreover, meaning is ascribed, according to the person’s experiences and identity. Critiques of commercial art verses fine art is also relevant in this analysis, because much of advertising can really be considered to be art. However, as this paper will argue, commercial art is more relevant to society than fine art, because commercial art is more easily interpreted and decoded by society at large.Further, John Hegarty’s ideas will be fleshed out, and applied to the concepts of guerrilla marketing. The basics of advertising persuasion Advertising persuasion happens in many different ways.The use of semiotics is one persuasive devise. Se miotics consists of two parts – one is the symbol, or the signifier; the other is the connotation for the sign. So, for the Nike â€Å"swoosh† symbol, the actual â€Å"swoosh† is the signifier. The connotation is the connection that one makes when seeing the symbol, that connotation being all that Nike represents to the individual person – athleticism, celebrity spokespeople, perhaps sweatshops. Semiotics is basically a "system of signs, and can be verbal, visual, or a combination of the two. The study of semiotics would indicate that the meaning of advertisements is not found within the ad, but its meaning depends on how it operates, how signs and its ideological effect are organized internally (within the text) and externally (in relation to its production, circulation and consumption and in relation to technological, economic, legal and social relations)." (Dyer, 1982, p. 115). The audience are active participants in the decoding of the signs, bring ex perience and social background to the act of semiotic decoding. Returning to the Nike â€Å"swoosh,† how an individual interprets the sign might depend upon the background of the individual. One individual, who has Nike shoes, and love them, will decode the sign differently from somebody who has Nike shoes, and hates them. Another individual, who remembers the sweatshop scandal from years ago, might see the swoosh as a symbol of oppression. Etc. Semiotics are crucial to advertising, because this is the way that one company may differentiate itself from another company. Semiotics has not always been the vehicle for persuasion, however, as, during the 19th Century, advertising relied more upon words than semiotics. Earnest Elmos Calkins, founder of Calkins & Holden advertising agency, in New York City, changed the emphasis from words to semiotics. Calkins used modern art techniques in advertising, such as cubism and futurism, while using graphics designers and magazine illustra tors to design his ads. He was the first to understand that advertisements demand dynamic new designs, and was the first to let the designs themselves do the persuading, without the use of copy (Heller, 2001). Thus, graphic designers produce the semiotics which are used persuasively in advertising. These semiotics allow the advertisement to communicate to the audience, without using a single word. Advertising is very important to society, because of its persuasiveness, which helps goods be distributed smoothly. It is also important because it can convey messages about social issues, while persuading society about the importance of these issues (Heller, 2001). The symbol itself is just one aspect of semiotics, as

Personal Statement for college admission Essay Example for Free

Personal Statement for college admission Essay Every man has the capacity to make a difference in this world. The way to do it is by believing that all dreams can turn into reality. It also comes along with the choices that we make and the determination to work out in reaching the top. My name is (insert your name here) and I wish to continue my education in the field of Nursing at the Queens University. I have been interested in this field and I believe that by acquiring such degree, I can be of great service to people in the society. Being admitted in this university will make my dreams more attainable. I will be studying in a credible institution that recruits only the best and finest student. Moreover, this university is composed of wide array of educational resources and armed with excellent professors that will hone my expertise as a promising professional. After the said program I can go on and continue my life with full confidence because I have the necessary knowledge that can benefit other people. I will render the best service that I can so that whenever I will get recognize; it will also pay tribute to my Alma Matter. My experiences and academic standings have surpassed those of others. Looking back, I am a Technical Sgt in the USAF Delaware Air National Guard. My 8 years of service there granted me the award of being the Airman of the Quarter in 2005. The said award is for my outstanding performance as a Medical Material Specialist and at the same time doing volunteer works in Operation Enduring Freedom deployment. Aside from the aforementioned recognition I am also proud to say that I made it to dean’s list every semester because of my exemplary performance and dedication on my attendance at Delaware State University. I am a hardworking person especially when it comes to my personal and academic life. All of my achievements made me decide to attend medical school for two straight years. While I am studying as a medical student, I came to realize that my true calling is in the field of nursing. I believe that choosing to study at Queens University is one great choice because I can continue and pursue my career goals with an institution that produces nursing experts and professionals. The field of Nursing is the field that I can say as my cup of tea. I am willing to take all the risk because I am confident that I can succeed in reaching my dreams. I have the right mindset and I am determined to surpass every training and lectures that professors at Queen University will give me. I am an optimistic person who treats challenges as opportunities for me to grow. The rigorous training that I will go through will aloe me to learn more about myself, the nursing profession and how to be more disciplined in the field that I have divulged in. Life is really precious and we have to live on purpose. I realized that everyday spent is important may it be personally or academically. I should learn to give ways to others and render the best nursing service right after graduation. My quest for education will not stop after I graduated, I will find ways of sharing what I have learned to others and contribute for the benefit of healthcare in the society. By doing so, I would be able to show the world that nothing is impossible when a person puts dedication, heart and soul in everything we do. Pursuing a Nursing degree will help me build up an in-depth knowledge in most areas of medical healthcare and gain broader perspectives. I am confident that my academic journey at Queens University will prepare me for my future profession. I will learn fundamentals of nursing and more complicated subjects about it. I will also learn how to work more efficiently, overcome struggles and bring the best service to my patients. I believe that I can do everything as long as the determination is here in my heart. I am persistent enough that through my chosen field and academe, I can succeed and contribute in making this world a better place to live in.

Farewell To Arms :: essays research papers

The novel A Farewell to Arms, (1929) by Ernest Hemingway, takes place on the Italian front of World War I. Fredrick Henry is an American Lieutenant who drives an ambulance for the Italian army. On his leave time he often visits whorehouses and gets drunk. While fighting in the war, his knee gets injured and he has to go to the hospital in Milan where he meets a British nurse named Catherine Barkley and falls in love with her. During one of their many sexual affairs, Catherine gets pregnant. Fredrick greatly wants to desert the war because he is tired of seeing Italian solders killing each other. Fredrick and Catherine then escape to Switzerland by rowing across a lake. After they escape to Switzerland, Catherine has the baby, but during labor there are complications and she must deliver by having cesarean section. Other problems arise, she begins hemorrhaging, and dies. The baby also dies from the birth. Although this novel is not perfect, he uses very elaborate writing, and also sho ws how important it is to have good morals. “I loved to take her hair down and she sat on the bed and kept very still, except suddenly she would dip down to kiss me while I was doing it...inside a tent or behind a falls.'; This novel is very graphic when it comes to them having sex or while he is at the whorehouses during his leave time. Many things in this novel are inappropriate for children and adults. In more ways then one, Hemingway didn’t like women very much, one example is in chapter nine where he takes page and a half to describe how a solder dies who is not a main character in the book. But in chapter forty-one, he only uses approximately three lines to tell that Catharine dies, and she is a main character. In this novel there are a few things wrong. “The plain was rich with crops; there were many orchards of fruit trees...but the nights were cool and there was not the feeling of a storm coming.'; The elaboration and choice of diction in this book is extraordinary. Hemingway uses so many words to describe the little things in this book. “There was a great splashing and I saw the starshells go up and burst...biting his arm, the stump of his leg twitching,'; is another great example of how he uses much elaboration in the novel.

Reaction Paper to Chapter 6: Sedative-Hypnotics: the Other Depressants

Rachel Johnson Chemical Dependence: chapter reaction paper 10/24/12 (due 10/23) Chapter 6: Sedative-Hypnotics: The Other Depressants Brief Summary This chapter described sedative-hypnotics. They were said to be depressants to the central nervous system that produce a calming effect and cause sleep. This category of drug is abused because it produces pleasurable responses and because it gives a feeling of relief from stress and worry. The chapter goes into detail explaining barbiturates and how they work, and specific barbiturates that have been popularly abused in the past.This chapter also explains how some sedative-hypnotics have been found to be physically addictive while others have not. Different types of tranquilizers are described, along with others antianxiety medications and these are both explained as being drugs that people abuse and become dependent upon. Categories of inhalants including aerosols are also discussed and described as not being physically addictive, but cre ating of a drunken-like state such as is obtained from alcohol use when they are abused.What was learned In reading this chapter I learned which drugs are included in the category of those that produce sedative-hypnotic effects. I also learned about many products that are not intended for ingestion that are used as drugs such as aerosols and commercials solvents, which produce sedative-hypnotic effects. Because many sedative-hypnotic drugs are used and abused by people to produce sleep, this chapter taught me alternatives that are healthier for getting to sleep that do not involve any drug intake.Overall I also learned how these types of drugs are different from other types and what separates sedative-hypnotics into their own category. Personal insights This was another overwhelming chapter for me because I did not even really have a grasp that this was a category of drugs before reading the chapter. Now I have a better-rounded grasp of what substances are included in the world of a bused drugs.I feel frustration after reading this chapter because it added so many more types of drugs and substances that are abused to how many I have already found out about so far, and I don’t feel like I will ever be able to keep all the differences between categories and individual drugs straight. How this chapter helped me in learning to understand the disease of addiction The biggest thing I took away from this chapter that helps me to understand the disease of addiction is that not all abused substances are addictive in every way.Some drugs/substances are not physically addictive, but they can still be abused because of the good feelings obtained through their use. This is true for aerosols and commercial solvents; no physical dependence has been found to these substances when abused, but they are continuously abused by people because of the feelings of euphoria they can produce. So I understand better that some abused substances do not produce physical addiction, bu t are still abused and still have very dangerous effects.

Adversity and Its Effects in a Man for All Seasons

A Man for all Seasons is a play that was written by prolific English writer, Robert Bolt. Born in 1924, he worked as an insurance agent before joining the World War II as a Royal Air Force officer. He worked as a school teacher, after his time at the force, before embarking on writing this particular play. The same year he wrote it; it featured as a play in London and New York. It is crucial to understand the background of the play to understand it with more power. According to Kincaid, it is useful to understand that for many years in England there had been hostility to the clergy, because the Church had great worldly powers, property, and wealth, while many members of the clergy were corrupt and self-seeking. (11) With this play, Bolt wanted to bring out the strong characteristic steadiness of standing on one’s feet and owns ground in what one believes irrespective of what others think or say. The main character, Sir Thomas More, is a judge who is steadfast and firm in his beliefs. He is not easily swayed by people’s opinions, influence, threats, and intimidation. He objects to endorsing King Henry VIII’s plan of divorcing his wife, Catherine of Aragon, and marry Anne Boleyn. The King having promoted Sir Thomas to the position of Lord Chancellor of England, and Thomas being his long standing friend, will automatically guarantee Sir Thomas agreeing to support him. He wants Thomas to publicly endorse his divorce plan, but Thomas More feels Henry’s actions are not justified, and the divorce is not appropriate. This is backed by Greene when he affirms that even as Nobles, universities and the Clergy fell into line behind the King, More’s silence on the matter resounded thunderously. Despite the king’s unhappiness with More’s decision to remain silent, he stands firm and refuse to do what everybody else did even though the pressure on his family grew stronger and stronger (7). This shows his autonomy and independence in making his own informed decisions unlike the likes of Cromwell and Richard Rich who act as the King’s â€Å"yes men† doing all his bidding. Cromwell, the king’s intimate, works for the king to have More falsely persecuted and beheaded. We will develop here three main kind of adversities that More had to face: authoritarian, Family, himself. Sir Thomas More’s strong character and moral integrity are alluded to by the title of the play, A Man for all Seasons. The title is a reference to More’s never changing character and direction in life. According to Miller, More was a character with extraordinary blending of gaiety and gravity and for his flexible adaptation to company of all sorts. However, he knew how to compromise and not go out of his way; he did not bend rules, adopt or change for the sake of anyone, even King Henry VIII apart from his own God (26-27). This statement concisely puts down his beliefs and what kind of person he was. Thomas works within the boundaries of his own principles and in the end, dies for what he believes in. Lee compares Sir Thomas More with Roper. At the beginning of the play when the two of them are talking, Roper seems really devoted to his principles but as the play continues on, we learn that Roper is in fact not as true to his values as Sir Thomas More is. Lee talks about the â€Å"Romanticized† vision of a prison that Roper has compare to the reality of what More is living. When Roper visited More in prison he even encouraged More to give up when he saw the â€Å"awfulness of prison†. (319). His obstinate sense of self -righteous and defense for justice sees him earn many foes and adversaries. Just like Roper, many people pretending to be More’s friends turned out to become his enemies plotting behind his back for his downfall. His family, friends, and colleagues turn their back on him, and the adversaries from both his seniors and juniors continue swelling. The following are some of the most significant and outstanding adversaries Judge Sir Thomas More earns himself and faces off with. His many adversaries rise from his strong stands and refusal to bow down to the social order. His main and most prominent adversaries are the authorities and technocrats in the country. Upon meeting with Cardinal Wosley, then the Lord Chancellor of England; Thomas More reviews the decision by King Henry to divorce his wife Catherine and marry Anne and the subsequent decisions. He states his disapproval and says he doubts the Pope will give his assent on this divorce as it is confirmed by Greene when he describes the King’s feeling about the decision of Rome as ‘Frustrated’. The king was very disappointed with the decision of the Clergy and Henry vainly sought to increase the pressure on Rome. When that failed, Henry began to target the English Clergy. (7) It is from this particular point that Wosley declares a witch hunt on the judge, having him investigated and falsely accused of receiving bribes, and insult towards the King. These represent the authoritarian adversary, the adversaries that Sir Thomas More has to face that hold the keys of the government and have power and authority to hurt him according to the law. Although they are not following the law when they persecute him, they pretend to do so. The other adversary in the authority level that Sir Thomas encounters is King Henry VIII’s closest confidant, the recently promoted cardinal secretary, Cromwell. He is used by King Henry as a tool to fight and suppress Sir Thomas due to his stand against the King’s planned divorce. Here we are going to see the kind of adversity that was apply to More by his so-called friends in their thirst for power, they did not hesitate to step over him on their ascension to power. Cromwell plans for Thomas’ downfall by collaborating with the corruptible Richard Rich who is a low ranking functional authority. Cromwell offers Richard an opportunity to advance his career and climb the social ladder in exchange for information about Thomas and testifying falsely against him. Cromwell goes ahead and come up with a false case of how Sir Thomas received a bribe and brings to evidence: the silver cup that Sir Thomas gave Rich. At this point as readers we are already amazingly disgusted by the machinery these two people are putting together to get Sir Thomas More down. Eventually, this leads to the conviction and beheading of Thomas. On this matter, Abraham Lincoln said: â€Å"Nearly all men can stand adversity, but if you want to test a man’s character, give him power†. Rich was a good men, probably able to stand adversity with a good self-esteem, but when power was proposed to him, he gave up his conviction. The trut however, is that Thomas received the silver cup oblivious that it was a bribe. Yet, on realizing, he gave the cup to Richard as he did not want anything to do with it. Cromwell, goes ahead to meet with the Duke of Norfolk, another supposed friend, to get him to fix More in a bad light concerning the bribery scheme. The duke, however, proves to him that silver cup, in fact, was passed on by the judge as soon as he realized it was a bribe. Cromwell insists that the duke cooperates and participates in the grand scheme to bring Thomas down. This is because King Henry expects the duke of Norfolk to fully participate in the persecution of Thomas. Thomas woes continue pilling up when Signor Chapuys turns against him and joins the witch hunt. Signor Chapuys’ adversary towards Thomas arises from the breaking of the illusion that Chapuys was under concerning Thomas’ friendship towards the Spanish. Cengage Learning explains the relationship on Sir Thomas More with Chapuys as follow: In speaking with More, Chapuys tries to hide his true motives which are political, with flattery and references to religion. Because he is devious himself, he hears hidden meanings in what More says which leads to misunderstanding. 14) This quote explains why Chapuys did not understand More. He was trying to prove that More aleegiance to spain was no longer and so Chapuys thought that he had found an ally in Thomas to protect the interest of Catherine of whom he was cautious and concerned that she is embarrassed or insulted by King Henry as she is the aunt of the king of Spain. The Spanish ambassador states that he was unsuccessful in per suading More to support Spain saying, as it is affirmed by the sentence Chapuys uses in the play when he says, â€Å"Goodness can be difficulty† (Bolt, 62). Thomas’ refusal to accept the letter of appreciation that is sent by the King of Spain is also a possible source of the aggravated hostility from the Spanish diplomat, Signor Chapuys. All of these men are complotting against someone they knew, someone they worked with, and for some of them someone they had a close relationship with. Adversity can come from authority, friends and sometimes both. The other adversary of Thomas is King Henry VIII who is Thomas’ friend and King.. The king desires to get a son as the heir that his wife Catherine has not borne. He, therefore, plans to get a second wife to fulfill this, and it is here he seeks the support of the lord chancellor of England, Sir Thomas More. More is a devout Christian, and of strong moral standing; hence, he does not approve of this. Although he does not publicly or openly voice his displeasure, he is silently opposed to this. Johnson explains that it is probably to protect his family the best he can that he acts like that, â€Å"He is well aware of dangers on the horizon but does not want to cause them to worry by addressing the dangers directly. 7) At first, More enjoys a somewhat ‘safe zone; by remaining silent about the King’s plans. This comfort zone is trespassed when the King demands the vocal support of the wise, respect public figure. When the King visits him at Chelsea home, in London, More tells the king he will not agree to his plan. The King storms out in anger telling More that he will only leave him alone if he does not openly voice his disagreemen t for his planned divorce of Catherine and marriage to Anne Boleyn. This aggravates and worsens their relationship, which had been set on the rocks earlier. This was when Thomas More had declared he was going to resign if the Church of England Bishops were going to go along with the Parliament’s Act of Supremacy. This Notorious act puts the King as the absolute head of the Church of England, as well as the overall ruler of England State: the genesis of their conflict. This hostility towards the Judge comes to a boiling point where he flatly refuses to take an oath of allegiance in the King’s name, another creation of the King’s puppet parliament. Boughey posits that, â€Å"Henry VIII Wanted to look powerful and strong. [†¦] Henry VIII was a powerful king who was completely in charge of England. Nobody was stronger than Henry VIII, not even Parliament. (1). This is how the king was perceived in real life, probably it was the reason why he was described like that in the play and Sir Thomas More was described then stronger than the parliament and stronger than the King. This is the proof that Thomas More stood strong against the adversity even when it was his King and friend. This adversity can represent a symbol between the King and More with the king symbolically representing the monarchial absolute power and More representing civil law. Thomas’ refuses to have the King rule even his conscience. As a result, he is ready and willing to keep his honesty at all costs, even if it means losing his life. Kincaid expresses Thomas More’s willingness to die for his principles in this little paragraph: When More’s wife was sent to prison to visit him in the hope that she would persuade him to sign the Oath, she told him that he might, if he signit, have another twenty years of life. More answered with his usual wit that if she had offered him a thousand years, he might have been tempted, but twenty years in exchange for an eternity of damnation was a very poor bargain. (9). The kings tries to give More a chance but he refuses and choses to remain faithful to his principles. Thus, coming back to our symbolism, the civil law win over the absolute power meaning that absolute power in one’s hand can be lethal. Thomas’ ethics and integrity is based on a strong base. In the play, other characters appear to be good people but do not have as strong a base as the Judge. The duke of Norfolk for example seem to be a good guy. However, he does not understand More’s motivation. As Lee puts it, â€Å" The behavior of the duke of Norfolk are dictated by yet another good, the benefit of friends. The constant for Norfolk is the preservation of friendship with the people of the here and now, and thus, he cannot comprehend more’s insistence on risking those friendships for his love of a heavenly God. (313).

Tips How to Write an Interview Essay (Free Example)

Tips How to Write an Interview Essay (Free Example) Helpful Advice When You Need To Write an Interview Essay CONTENTS: How to Write an Interview Essay: Suggestions for Beginners Craft a Winning Interview Essay: 8 Helpful Tips Four Common Interview Paper Example Types Leave Your Troubles Behind and Entrust!Planning to write an interview essay? These kinds of essays can really benefit you no matter what field of work you plan to pursue after graduation. For instance, if you are hoping to become a journalist or a TV personality, you need to be able to ask thought-provoking, penetrating questions that help you gain insight. Furthermore, if your goal is to work in human resources, an interview essay is a great way to practice asking questions that you will one day ask job candidates. After all, you will need to be able to figure out which prospective employees best fit into the company culture and have the proper mindset to carry out their responsibilities. Asking appropriate questions is key to this. There are several angles that you can take, and this article will cover several of them. If you are seeking some helpful tips to write an interview essay, you have come to the right place. How to Write an Interview Essay: Suggestions for Beginners When you are a student, your professor will sometimes assign you an interview essay. As already mentioned, knowledge on how to write an interview essay will come in really handy in a variety of professions. When your professor assigns an interview essay, sometimes they will provide you with a topic, but often they will permit you to choose the topic as long as it is relevant to the class. As soon as you have decided upon your topic, do some research and seek out an expert who will allow greater insight into the topic under discussion. For instance, if you want some greater insight on a topic related to biology, you are likely to find a biology professor at your college who would be eager to answer your questions. Of course, it is essential that you give your questions a lot of thought. This means doing some homework and gaining a general understanding about the subject matter and then asking the interviewee to elaborate. After all, if you keep things too general or basic, or clearly demonstrate that you did not take the time to find some background information about the topic or even the individual being interviewed, they will likely see the interview as a waste of their time. With that in mind, here are some general decisions that you need to make: Decide who you want to interview Develop a list of questions Choose the interview essay format (narrative, career, questions-answers, etc.) Agree upon the location and date of the interview Craft a Winning Interview Essay: 8 Helpful Tips Note that writing an interview essay requires a different structure as compared to a conventional academic essay such as an expository, argumentative, etc. Four Common Interview Paper Example Types Narrative Format In this type of interview paper, you are not simply listing your questions and the interviewees answers; instead, you will write a descriptive story about your experiences of interviewing the subject and provide the reader with some personal insights as you went about the process. Thus, you might describe how you were feeling going into the interview, the mannerisms and reactions from the interviewee as they answered your questions, and what you ultimately learned based on the experience of interviewing that individual. As with typical essays you will want to include an introduction that catches the readers attention, a well-structured body consisting of between 3 and 5 paragraphs, and a conclusion that leaves the reader with a lasting impression. Leadership Essay If you have been assigned a leadership essay, your best bet is to look for somebody in the community who has proven track record. For instance, you could contact your Congressperson or a local business leader and ask if they have some time to sit down for an interview. Keep in mind that they often have a very tight schedule, so if they agree to be interviewed, be ready for them to cancel or postpone. You might also consider having a backup plan if they ultimately do not find time. While face-to-face is probably the most effective way to interview, be willing to chat on Skype or by phone. We do not recommend chatting through instant messenger as the tone could be misunderstood and it could lack nuance. Here are three possible topics that you can focus on as you conduct the interview: Ask them to define what leadership means to them Compare and contrast Social leadership vs. Business leadership Tests created to identify the level of personal leadership Career Interview Essay A career interview essay is a good way to gain insights into how successful people get hired. You could go about this from two different angles. You could interview somebody and ask them how they managed to land a particular job. In particular, you could ask what aspects of their life and career left the best impression. You could also interview a human resource manager to determine what qualities and characteristics they are looking for when they interview candidates. They might also share some of the dos and donts when interviewing for a job. Personal Interview The personal interview essay is the one for which the question-and-answer format is most appropriate. Rather than telling a story that incorporates your own insights, you are getting to the meat of the matter by asking the interviewee to discuss important events in their lives that shaped them. Childhood background information Insights on their formative teenage years College period Career experience Marriage and Family Life after retirement (if you are interviewing an older individual) You would still want to provide a bit of background about the individual before discussing the content of the interview. For instance, you should discuss why they are noteworthy and why they were chosen to be the subject of your interview. If you need a helping hand with your interview essay assignment, you can trust the professional experts at. For a reasonable price, we can put you in touch with an expert interviewer who can ask the thoughtful, penetrating questions that lead to a productive interview paper. You can read this excellent interview essay as example: Leave Your Troubles Behind and Entrust! Qualified writing experts. We have professional writers who are experts in virtually every field and know how to develop perfect interview questions. Unique academic papers. Your papers will be written based on your exact instructions and will never be plagiarized. Complete confidentiality.Your secret will always be safe with us. Neither your professor nor your university will ever know that you ordered custom papers using our services. Money back guarantee. You have nothing to lose. If your paper fails to follow your directions, you will not pay a dime.

Aristotle slavery

Aristotle believes that some people are by nature slaves. What Is his argument for that claim? Do you agree with Aristotle that a slave-holding society can be democratic? According to Aristotle, a slave is the property of its master, and that any piece of property can be regarded as a tool enabling a man to live. The slave, therefore, is a living tool of the master, whose purpose is to allow the master to live well. A slave belongs to a master, but a master doesnt belong to a slave. The rule of a master over a slave, then, is exercised with a view to the masters and the slaves goals or nterests. He represents slaves as a tool in his definition of slavery. Aristotle continues his definition of slave by explaining that those people who are slaves are naturally born as slaves and they are naturally the property of some one else. Those who are as different [from other men] as the soul from the body or man from beast and they are in this state if their work is the use of the body, and if this is the best that can come from them are slaves by nature. For he is a slave by nature who is capable of belonging to another which is also why he belongs to another nd who participates in reason only to the extent of perceiving it, but does not have it. Slaves are tools but they are alive and they belong to their masters. But when he widens his explanations about slavery, he states that all slavery instituted by human convention Is not compatible with Justice by saying the distinction between slave and free Is one of convention only, and In nature there Is no difference, so that this form of rule Is based on force and Is therefore not Just. Therefore, If someone Is not naturally born as a slave, it is unjust to refer him as a slave in his opinion. This critic of Aristotle means that if the slavery is built up my laws or is enforced by some particular communities; these are unjust because they are unnatural and they have no equivalency in nature. In his arguments, the people the laws treat as slaves and those they treat as free which coul d Justify the legal difference are indistinguishable. So, when Aristotle claims are scrutinized it is obvious to see that in some points Aristotle seems as accepting that some in fact, some legal methods which make people slaves are unjust. But he defends some dfferences between people and these differences make slavery Just. If legal slavery represents these Inherent differences It Is Just, but If It Is contrary to his then It Is totally unjust. Aristotle also states In Polltlcs that: the one strong for servile labor, the other upright, and although useless for such services, useful for political life in the arts both of war and peace. But the opposite often happensthat some have the souls and others have the bodies of freemen. And doubtless if men differed from one another in the mere forms of their bodies as uch as the statues of the Gods do from men, all would acknowledge that the inferior class should be slaves of the superior. It is clear, then, that some men are by nature free, and others slaves, and that for these latter slavery is both expedient and right. and this claim takes us to the point that distinguishing the differences among people. Also, there are some natural differences between people and these differences can Justify slavery or being someones living tool. Human beings are divided into groups according to different categorizations. The first partnerships among human eings would have been between persons who cannot exist without one another. There are two groups of people in this case; male and female for the sake of reproduction. and he continuous this discrimination by explaining the second partnership:the naturally ruling and ruled, on account of preservation. First, the ones who have less knowledge and who have more knowledge to manage with life. First group cannot properly exercise the practical virtues on their own and they have less chance to achieve the happiness. So, to treat someone as a living tool as Aristotle did, is not a complication to achieve the happiness. Furthermore, it is better to do so in order to give him the best possible use of that entity for the happiness. Where then there is such a difference as that between soul and body, or between men and animals, the lower sort are by nature slaves, and it is better for them as for all inferiors that they should be under the rule of a master. For he who can be, and therefore is, anothers and he who participates in rational principle enough to apprehend, but not to have, such a principle, is a slave by nature. By looking all these things Aristotle indicates about slavery, still it is not valid to defense the existence of slavery no matter what. Because in Aristotle arguments he defends that to be a natural slave is better for a slave, but to decide such an important in a human beings life is not possible, therefore not valid or ethic. Because it is unknown that if someone really unable to sustain his life and achieve the happiness especially for a short time of period. People may give their whole life to achieve the happiness and they can reach this aim maybe at the end of their lives, nd die as a happy human being without being treated as a slave by someone elses orders. Aristotle claims that natural slaves are people Whose condition is such that their function is the use of their bodies and nothing better can be expected of them. But by saying that he does not exactly mean not able to think or understand. Because if it was so that would be impossible for masters to expect all those things that slaves virtue is. But they are not the only one who are incapable to understand it, it is the majority of the society. Thus, if that would be an acceptable argument that, it would be necessary to agree that most people are incapable of true virtue and therefore they are all slaves which is impossible and completely absurd . Also another issue can be changed in a contrary way to what Aristotle claims. He distinguishes people as slaves and non-slaves, or the ruled ones and the rulers. But this grouping method can be collected in one group by using some techniques such as education. Even assuming that to be natural slave is natural and Just;it is quite logical to give a ualified education to group which includes the slaves and elevate them to the identical level as the rulers are. It is much beneficial to look for solutions rather than just categorizing people and treat them by some criteria without even questioning their rationality. Although the basic claims Aristotle makes, he is unable to explain not explain why some people are both weak and also have lack of knowledge and why some people are both strong and capable of knowledge. His arguments are also weak about why the children of natural slaves appears like natural rulers and how someone can ecome a slave even that not being captured in a war r how one can become a slave while he or she is the child of a natural master. When it is looked from different perspectives and from the society that we live in, all these reasons given above makes us to stand Just opposite to Aristotles thoughts and believing that it is unjust to enslave someone no matter what. Nobody is capable enough to decide whether someone has enough knowledge or not; or unable to sustain their lives and achieve the happiness, therefore it does not make any sense to try clarify the slavery is Just in todays conditions.

Personal statement of UC application Example | Topics and Well Written Essays - 1000 words

Of UC application - Personal Statement Example Although I still consider myself a young person, I have been fortunate enough to have had the opportunity to spend an entire summer interning for my father’s real estate firm in mainland China; performing the job responsibilities of an accountant. While in China, I was able to learn the rudimentary elements of basic business accounting while at the same time becoming accustomed to the Chinese laws that governed its implementation. There is no doubt that I have a great deal of further knowledge to be gained in this field by pursuing a major in accounting; furthermore, I am intrigued by the ways in which the lessons I learn from my education will be amenable to better performing accounting with relation to Chinese firms or American firms. Likewise, what intrigued me about this particular line of work was the precision that it involved. As opposed to many career choices I could make, accounting provides me with the rare opportunity to leverage my superior skills and intuition with mathematics alongside my interest in the law and how it governs financial regulation and actions within a firm or organization. Additionally, while working during my internship I noticed that I had the unique ability to concentrate and focus in a way that allowed me to handle complex levels of information. Additionally, once back within the United States, I began to work in my father’s Tea Shop managing the accounts and keeping the books for the business. Although this is the epitome of a small business and not nearly as complex as the skills that I will learn with relation to the degree I am pursuing, this experience has also taught me the overall importance of precision and certainty when dealing with the financial aspects of management as they relate to accounting. Although I have been fortunate to have a father that has entrusted me with such important tasks, I would very much like to grow beyond this and master the skills